Millions of families across the EU are in a situation of over indebtedness, millions more don’t have access to a basic bank account, another few million don’t have access to basic loans such as mortgage credit in order to buy a home where they can thrive as a family.

COFACE advocates for more responsible lending and borrowing via for example thorough credit worthiness checks and access to better information and independent quality financial guidance for families. COFACE also defends the right to the access of a basic bank account for all EU citizens without any form of discrimination. Finally, COFACE underlines the necessity for all families to have access to certain financial products such as mortgage credit, pensions and saving products to ensure that they can make long-term life investments which are essential for their family life.


Population Europe Releases New Paper On Social Vulnerability

Population Europe releases new paper on social vulnerability

Population Europe, a network of Europe's leading demographic research centres, has released a new discussion paper by Ann Zimmermann on social vulnerability.  It is part of a series of in-depth insights into contemporary discussions among demographic experts from research, policy and…

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Families: Beware When Investing Your Savings

Families: beware when investing your savings

On the 22nd of February, Better Finance launched a searchable database of over 2332 investment funds - - which informs potential investors on whether the fund they would like to invest in or already have invested in may be…

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Compendium On Financial Inclusion

Compendium on Financial Inclusion

         COFACE has always considered financial inclusion as one of its priorities, especially since access to some financial services like a basic bank account is a pre-condition for social inclusion. The initiatives included in the "COFACE Compendium on…

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