Programme for the financial inclusion and education of families, Isadora Duncan foundation for single parent families, Spain (2016)


The programme for the financial inclusion and education of families was developed in 1999 in order to fill a gap in the provision of financial education for families. It was designed to be an effective awareness-raising tool (How to manage a monthly budget? How to make a distinction between essential spending and spending which can be cut or even avoided altogether?) to be used with families. The programme is also a platform for discussions regarding the financial institutions, their products and income with a view to ensuring that families do not find themselves in a position of excessive debt, social exclusion and poverty.

Aims of the initiative

  • To ensure the economic empowerment of families, make them familiar with the most common financial products, teach them how to use them correctly, to detect the improper practices of the financial institutions and to report them.
  • To involve minors in the management of their family’s financial affairs through interaction with the parents so as to enable them to learn whilst enjoying themselves.
  • To contribute to the efforts made to achieve the UN’s millennium goals regarding the empowerment of women.
  • To provide an innovative and quality conciliation service. The programme is aimed at everyone, although its main target groups is people who are the most exposed to exclusion and to single-parent families.

Concrete actions

  • Workshops on financial inclusion and education for families*: Four workshops are organised on an annual basis at different levels, namely basic level or advanced level. The aim is to provide the participants with a clear and solid knowledge- base.
  • Financial advice: interviews are held to determine a family’s needs, to carry out a diagnosis and to draw up a personised action plan. Whilst, generally speaking, the initial contact is established over the phone or by the person concerned getting in touch with us on the internet or through other programmes run by the Foundation, where possible we try to organise a personal interview on a systematic basis.

Financial information

The annual costs of the project amount to €42,000 and they cover the staff’s wages, maintenance of the premises used, training and activities, travel and subsistence costs and materials used during the workshops/work days.

The funding comes from a subsidy provided by the Ministry of Health, Social Services and Equality. It is taken as a 0.7% levy on personal income tax and amounts to a total of €40,000. The remaining €2,000 are financed from our funds.


The foundation currently has more than 40 active volunteers from all professions, but we also receive aid from a variety of institutions and organisations such as the municipality of Leon, the Caixa social project, ACA (Association for Environmental Sciences), SECOT (Spanish Senior Citizens for Technical Cooperation), EREN (Regional Energy Body for Castile-Leon), FELE (Leon Federation of Entrepreneurs), OMIC (Leon Municipal Consumer Information Office), the University of Leon and the MUSAC (Castile-Leon Museum of Contemporary Arts).


More than 150 people have taken part in the workshops over the last few years: 98% of participants were women and 2% men. Amongst the women there were both Spanish participants and migrant women of different origins. The majority were single-mothers.In 2015, more than 6,800 people visited the programme’s website,

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